Other Benefits | Our Process | Planning Areas

We lead clients through a process that maximizes the use of their money, in addition to helping them achieve financial and life goals.  Our mission is to help families achieve financial peace in their lives in three ways:

1. By being an educator rather than salesperson, we help you understand your financial situation.

2. By getting maximum protection at a minimum cost to protect your family, lifestyle, and assets.

3. By providing strategies through macro-economic planning rather than being product oriented.

• Your financial picture is summarized on one page

• Confusing financial concepts are simplified

• Decisions are based on fact, rather than opinion

• Show how to get multiple uses out of your money

• Help families to be better stewards of what God has blessed them with

We use LEAP^® Planning for our clients because it can produce dramatic results.  In our increasingly complex world, families are looking for answers. Information is available from many sources and difficult to assimilate. So much of this information can be confusing, overwhelming, contradictory, and, in many cases, just plain wrong. Today people need more than information. They need knowledge and an effective way to apply it. Your ability to maximize your wealth potential will be judged by the strategies you utilize. Our personal financial engineering process has been designed to help you understand many things that professionally trained sales people omit telling you. What you don't know can be potentially devastating to your financial future. Our commitment to you is to explore the financial processes you have employed not just the product. We focus on strategies and details that benefit you, not the financial institutions. Simply put, Innovative Financial Strategies specializes in delivering innovative methods for you to retain more of your earnings and expand your wealth.

STEP 1 – First Meeting

We will meet to discuss the Lifetime Economic Acceleration Process^TM. I will describe the Confidential Questionnaire, which is the first step in providing you with a personal financial economics analysis.  This questionnaire is designed to be easy and quick to complete.  The completed questionnaire along with associated financial documents will be needed prior to the next meeting.

STEP 2 – Questionnaire Review Meeting

Using the completed questionnaire along with the financial documents you have provided we will discuss your complete financial profile.

STEP 3 – PS&G Model & Strategy Meeting

Using the information provided from your questionnaire and documents from our second meeting I will present the results of the analysis that will map your financial future for Protection, Savings and Growth.  We will first discuss your present financial situation and then work with your future situation. From the results of the model and our discussions we will begin implementing the strategies we have agreed to that will maximize your wealth creation with a minimum of additional expenditures.

STEP 4 – Regularly Scheduled Meeting

I will maintain the role of the Macro Manager for your financial well being.  We will meet with you on a regular basis to review and modify the plan when necessary to reflect any changes in your financial status and recommend implementation of changes when necessary.

Cash Flow Management - Budgeting, Expense Monitoring, Debt Analysis

Insurance Planning - Life, Disability, Long-term Care, Health

Investment Planning - Asset Allocation & Management, 401k Rollovers, IRAs, 529 Plans, Mutual Funds, Annuities

Estate Planning - Tax Reduction Strategies, Charitable Giving, Simplified Summary of Documents

Business Continuation - Buy-Sell Funding, Key Employee Benefits

Long Term Planning - Retirement, College, Lifestyle Goals

God is first, my friends are second, and I am third.      

Gale Sayers